One payment.
Everyone gets
their share.

Your team agrees on how the payment should be split. You send the client one link. They pay — and every collaborator's share is automatically set aside for them to withdraw. No manual transfers, no chasing, no spreadsheets.

Active PoolVerified
₦480,000
Brand Redesign · Q4
Designer40%
Developer30%
Copywriter20%
Strategist10%
splitpay.io/p/brand-redesign-q4
Allocations
P
V
S
M
100%

Server-verified payouts. Each collaborator withdraws their own share directly.

Creative collaborator
1 Link · Zero Math
Payment Received+₦480,000
4 collaborators paid instantly
Instant split records

Automatic allocation calculations on every inbound invoice. Zero spreadsheets, zero human error.

Creative collective workspace
Design · Dev · Strategy · Creative
· The problem

One person collects.
Everyone else waits.

Without a system, paying multiple collaborators is a manual, error-prone process that strains relationships and wastes time.

One person manually collects the full payment
Calculates everyone's cut with a calculator
Makes separate bank transfers one by one
✕Tracks who's been paid in a spreadsheet
✕"Wait — how much was my share again?"
✕Errors, re-do transfers, broken trust.
Without Splitpay
—WhatsApp group: "Who got what?"
—3 separate bank transfers
—Manual spreadsheet tracking
—One person holds all the money
With Splitpay
Splits agreed upfront, recorded automatically
One payment link shared with the client
Allocations created instantly on payment
Each member withdraws independently
· How splits work

See exactly where every naira goes.

One payment received. Splitpay applies the agreed percentages and creates an allocation for each collaborator instantly — fully recorded, fully transparent.

✓Server-verified before any allocation is created
✓Permanent audit trail — every split recorded
✓Collaborators withdraw independently, any time
Start for free
Product Launch Campaign
Payment received
Verified
Collaborator
ShareAmount
Designer40%
Developer30%
Copywriter20%
Strategist10%
Every allocation recorded · Withdrawable instantly
· How it works

From agreement to payout in four steps.

No spreadsheets. No manual transfers. No chasing anyone. One payment in — everyone paid out, automatically.

01

Create a Pool

Name your project. A Pool is the shared workspace for a collaborative payment — where splits, members, and records live.

02

Set your split

Agree on percentages together. Equal or custom — the team decides. Total must reach 100%. No spreadsheets.

03

Share one link

Your client pays a single Splitpay link. No accounts needed. Splitpay verifies the payment server-side.

04

Everyone gets paid

Once verified, each collaborator's allocation is instantly created. They withdraw to their own account, independently.

· About Splitpay

A payment infrastructure dedicated to building smarter and more transparent collaboration.

Pools preview
Shared Workspace
One link. Agreed splits.
Collaborative Pools
Commitment to transparency
100%
Every allocation is recorded, auditable, and visible to all members.
Verification
Server-verified before any allocation is created.
No client-side trust. If the payment isn't confirmed, nothing is recorded.
The Splitpay flow

“Share one payment link with your client. When they pay, every collaborator’s share is calculated and recorded automatically — no manual work, no back-and-forth.”

Built for teams that collaborate and get paid together
Create Pool · configure splits
Share one payment link
Payment verified server-side
Allocations recorded instantly
Independent withdrawals
↗
Each member sees their balance and withdraws to their own account — independently.
· Transparent Pricing

No monthly subscriptions. Pay only when you get paid.

SplitPay charges a flat 1.01% base fee only upon confirmed payment. Choose whether clients cover fees on checkout or absorb them from your payout — you are always in total control.

Live Fee Calculator
Select payment mode & amount
1.01% Base Fee
₦
Total client checkout invoice₦102,677.20

Grossed up so your team receives 100% of your target payout. Client covers processing.

SplitPay base platform fee (1.01%)−₦1,037.04

Our ultra-low 1.01% platform fee for automated splits, real-time tracking, and verified ledger records.

Paystack gateway card processing−₦1,640.16

Standard Nigerian payment processing (1.5% + ₦100, capped at ₦2,000 max).

Your team receives (100% Net)₦100,000.00

Distributed automatically and instantaneously to each collaborator's wallet according to your agreed split.

Base platform fee
1.01%
No setup fees. No recurring monthly charges. Pay only 1.01% when money actually hits the pool account.
Included for free on every pool
Unlimited collaborator invites & roles
Automated equal & custom split calculators
Instant client payment link generation
Server-verified webhook payment validation
Direct individual bank withdrawals to all Nigerian banks
Immutable split snapshots & audit logs

Payment processing (1.5% + ₦100, capped at ₦2,000) is charged by Paystack for card/bank rails. SplitPay transparently calculates and shows all fees upfront before payment link creation.

· Common questions

Split payments made genuinely easy

Built for any team that works together on a project and gets paid by a client — without the admin overhead.

Creative collaboration

“One payment in. Every collaborator paid out. No manual transfers.”

How Splitpay works

Splitpay is a payment-distribution platform for collaborative projects. A Pool creator adds collaborators, defines the agreed split, and creates one payment link. Once verified, Splitpay records the exact allocation for each collaborator automatically.

Splitpay charges a transparent 1.01% base platform fee only when a client payment is confirmed. There are zero monthly subscriptions, zero sign-up fees, and zero hidden costs.

Yes! When creating a payment link, you can choose 'Add fee to client'. Splitpay automatically grosses up the invoice so the client covers all processing costs and your pool receives 100% of your target payout.

The collaborators do. Splitpay doesn't decide who owns what — the Pool creator configures the agreed percentages, and Splitpay enforces and records them.

Every payment is verified server-side before any allocations are created. Nothing is processed based solely on what the client reports — it's independently confirmed with the payment gateway.

Splitpay applies the agreed split and creates an allocation for each collaborator. It becomes part of the project's permanent, auditable payment record.

Collaborators can view their available balance and request a direct withdrawal to their bank account at any time — no manual intervention from the pool creator required.

Ready to start?

One payment.
Everyone gets paid.

Stop chasing invoices and calculating cuts. Share one link and let Splitpay handle the rest.

Create a free PoolSee how it works